top of page
Maria_Jensen_Wallace-2024_HighRes.jpg

MJ Wallace
Solutions

Your personal insurance concierge specializing in nationwide, affordable, and customized health, life, business, and P & C insurance.

​

  • Customized, Personalized, Customer Service

  • Affordable/Portable/PPO healthcare Solutions

  • Short/Long Term Healthcare Strategy

Meet Maria

Strategist and Advisor

Insurance Concierge with a Proven Track Record

I'm Maria, your personal insurance concierge specializing in customized insurance solutions. By putting my consummate knowledge to work, you'll get the best coverage at the lowest cost.

​

If you want to get top-notch coverage, you need an expert with an insider's knowledge of the often mind-bogglingly complex world of health, life, business, and P & C insurance. There is a dizzying array of options to consider when buying insurance. You need to carefully choose because the decisions you make today can affect you for years to come.

MJ Wallace

What I Specialize In

Life

Insurance

Health

Insurance

Business

Insurance

Property & Casualty 

(P & C) Insurance

Family Fishing

Preferred Rates for Families

One of my specialties is getting preferred rates for families in excellent health and with no pre-existing conditions. If this describes you, schedule a consultation with me to ensure you're always paying the lowest rates. 

Preferred Rates for Families

Healthcare Strategy

When people look for health insurance on their own, they often make the mistake of not considering the totality of their life situation both now and in the future. By not seeing the big picture, they not only end up paying too much for insurance but probably won't get the coverage they need.

​

Hiring me as your personal health insurance concierge means you won't make that potentially costly blunder. I take a strategic approach to getting you health insurance. Part of this process is sitting down with you and listening while you tell me about the specifics of your situation. 

Doctor and Patient
Healthcare Strategy

Not only will I provide a side-by-side comparison of plans, but I'll also tell you exactly how much each policy will cost. I do all the shopping for you, saving you tons of time and aggravation in the process.

 

I'll even review your existing policies to ensure that you're sufficiently covered. For example, I'll meticulously go over your Explanation of Benefits (EOBs) or Medicare Summary Notices (MSNs) to ensure your insurance will pay out when it needs to.

​

I can help you plan for major life transitions such as retirement or moving to another state. If you're traveling to another country, I can help ensure your coverage won't be interrupted.

​

I've established relationships with some of the most reputable and cost-effective medical insurance companies in the entire country. However, I represent you—not the insurance conglomerates.  This means I can offer you totally unbiased information you can use to make good decisions about your coverage.

Small Business Options
Young Businesswomen

Small Business Options

If your business has less than 50 employees, you probably already know you're not required to offer health insurance. However, making this benefit available boosts employee retention. It also fosters a vibrant workplace culture where every team member feels valued and appreciated. Besides, employees with good insurance are more likely to practice preventative care and engage in a healthy lifestyle. This helps team members do better work, thus improving your bottom line.

The only problem is that employer-based health insurance costs are skyrocketing. Besides that, it's challenging for the average business owner to wade through the innumerable options on their own.

​

However, you won't need to do that if you allow me to help you. It doesn't matter whether your company has two employees or 49. I'll sift through all the possibilities to find you the plan that best maximizes your insurance dollars while meeting the medical needs of your workers.

Supplemental Plans

Very often, a standard health insurance policy isn't adequate, leaving you to pay a hefty portion of your own medical costs. That's where supplemental plans come in. This kind of insurance helps defray out-of-pocket expenses such as coinsurance, deductibles, and copayments.

​

The most crucial kind of supplemental insurance for many people is wage protection in case of long-term illness or injury. If you're unable to work and don't have a policy guaranteeing income should an adverse event occur, you could be facing a devastating financial catastrophe. 

Checking Blood Pressure
Supplemental Plans

Supplemental insurance can provide you with cash benefits you can use to pay for medical and recovery expenses. In most cases, there are zero restrictions on how you can use your benefit payments. This means you can pay for not only copays and deductibles but everyday costs such as utility bills, housekeeping assistance, transportation to and from appointments, groceries, and childcare.

​

That way, you won't need to rely on credit cards or other forms of debt just to get by. Doing this is not only stressful but can leave you with a damaged credit score and long-lasting financial problems. 

 

You might need supplemental health insurance if the deductible for your regular policy is more than the cash you typically have on hand. Supplemental insurance can help bridge the gap. 

 

If you're an employer, I can help you offer supplemental insurance options to your employees without you having to incur any financial burden whatsoever. Your team members get direct cash benefits to help cover out-of-pocket expenses that regular medical insurance won't cover, including dental, vision, term life, critical illness, accident coverage, and you get happier employees.

The decisions you make today can affect you for years to come. That's why you should hire somebody who has the necessary skills and keen experience to put together an individualized plan that reflects your unique circumstances and needs. Over the years, my personalized solutions have brought much-needed peace of mind to hundreds of individuals, families, and businesses.

​

Not being adequately covered means that you could find yourself spending a considerable chunk of money out of your own pocket desperately trying to pay off the ever-increasing bills. That won't happen if you hire me as your advisor. That's because I have considerable experience ensuring my clients have the insurance they need to protect them when illness or an unexpected medical emergency strikes.

 

However, unlike some other health insurance consultants, I won't merely sell you a policy and call it a day. I'll be your trusted healthcare advisor for the life of your plan. If you ever need assistance dealing with claims, billing, or anything else, I'll always be there for you. 

Happy Family
Happy Family

Let’s Work Together

bottom of page